Terms of Service
Last Updated: 8/8/2025
⚠️ Important Notice
This website provides educational information only. All calculations are estimates. Consult qualified financial professionals before making financial decisions.
1. Acceptance of Terms
By accessing and using this website ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
This website provides balance transfer calculators, credit card comparisons, and educational content about debt management. All information is for educational purposes only and does not constitute personalized financial advice.
3. Educational Content Disclaimer
- Information provided is for general educational purposes only
- Not personalized financial advice
- Calculator results are estimates only
- Credit card terms may change without notice
- Always verify current offers directly with card issuers
4. Disclaimer of Warranties
We make no warranties about the accuracy, reliability, completeness, or timeliness of the information, software, text, graphics, links, or communications provided on or through the use of this website.
5. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.
6. Financial Disclaimer
- This site is not a financial institution
- We do not provide personalized financial advice
- Consult qualified professionals before making financial decisions
- Credit approval depends on individual circumstances
- We are not responsible for application outcomes
7. Calculator Accuracy
Our calculators are tools for estimation only. Results depend on information you provide and assume consistent payments and interest rates. Actual results may vary significantly based on your specific financial situation.
8. Third Party Links
Links to third-party websites are provided for convenience only. We do not endorse or take responsibility for their content, services, or privacy practices.
9. Modifications
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this website.
10. Contact Information
For questions about these terms: info@finqo.net